1. Who we are and how these terms apply

Scrupling is provided by Scrupling ("Scrupling", "we", "us"). These terms are a contract between you and us. By creating an account, starting a trial or using Scrupling, you accept them. Our Privacy Policy explains how we handle personal data and forms part of these terms.

2. Who can use Scrupling

You must be at least 18 years old and able to enter a binding contract.
You must not use Scrupling where this kind of software is prohibited, or if you are subject to sanctions that forbid us to serve you.
If you use Scrupling for a company or a team (for example the Institutional Desk plan), you confirm you may bind that organisation, and these terms apply to it.

3. What Scrupling is, and what it is not

Scrupling helps you write your own trading rules (your Playbook), check a trade idea against them before you act, watch saved decisions on market data, stress-test them, read a token's public on-chain signals against your own token rules (Token X-Ray), keep a journal and rehearse in PAPER (simulated) mode.

We never hold your money, cryptoassets, private keys or seed phrases.
We never place, route or execute real orders, and we offer no deposits or withdrawals.
We are not a broker, exchange, custodian, investment adviser or portfolio manager.
Every number in Scrupling is calculated from your own inputs and from the data sources shown next to it. Account sizes and positions you type are not verified by us.
Connecting a Hyperliquid account means giving us its public address. We only read the positions anyone can see for that address; we cannot sign, trade or move funds.
Token X-Ray shows signals, not verdicts. A token that passes your rules can still lose all of its value, and a signal can be wrong, late or missing; we never call a token safe.

Never enter a seed phrase, private key, exchange API secret or password for another service anywhere in Scrupling.

4. No financial advice, and the risks of crypto

Everything in Scrupling, including checks, alerts, stress scenarios, Kelly sizing, execution estimates, AI answers, backtests and PAPER results, is general information for your own analysis. It is not investment, financial, legal or tax advice and not a recommendation to buy, sell or hold any asset.

Cryptoassets are highly volatile and largely unregulated. Prices can fall to zero, markets can halt, stops can fill far from their level, and you can lose all the money you invest. Simulated, historical and stress-scenario results do not predict future results. You alone decide what to trade and you are responsible for those decisions.

5. Market data and third-party services

Prices, funding, order books, protocol TVL, macro dates and token signals come from third parties (including CoinMarketCap, Hyperliquid, DefiLlama, FRED, Deribit, DexScreener, RugCheck and GoPlus). They can be late, wrong or unavailable. When data needed for a result is missing or stale, Scrupling says so instead of guessing; we do not guarantee any third-party data. Payments are processed by Stripe and sign-in by our identity provider under their own terms.

6. AI features

Scrupling AI answers only from evidence we assemble from your own data and the data sources above, and it cites them. It can still be incomplete or wrong. It cannot change your limits, start a strategy or place an order. Check important information against the cited source. Your questions and answers are saved in your Copilot history so you can return to them; you can delete them at any time.

7. Your account and security

You must confirm your email address before your account is active.
Keep your sign-in secure and tell us at [email protected] if you suspect unauthorised use.
One person per account. Institutional Desk seats are separate accounts we set up with you.

8. Plans, trials, billing and cancellation

The current plans, prices and what each includes are on the Plans page, shown in US dollars or euros, before you pay. Taxes such as VAT may be added at checkout where they apply.
Paid plans are billed in advance, monthly or yearly, through Stripe and renew automatically at the end of each period until you cancel.
A free trial, where offered, lasts the number of days shown and is available once per person. A card is required; you are charged when the trial ends unless you cancel before. Without a card on file, a trial simply ends.
Cancel any time in Manage billing. Cancelling stops the next renewal; you keep access until the end of the period you paid for. Plan changes are prorated by Stripe.
If a payment fails, Stripe retries it for a period; we tell you by email. Your data is never deleted because of a failed payment.
Price changes apply from your next renewal after we tell you at least 30 days ahead, and you can cancel before they apply.
Right of withdrawal (EU and UK consumers). You may withdraw from a paid subscription within 14 days of buying it, by writing to [email protected], and receive a refund. If you ask us to start the service during those 14 days, the refund is reduced in proportion to the time you used. During a free trial you pay nothing.
Outside those cases, payments are not refundable except where the law requires, or where we decide to refund in good faith. Write to us if something went wrong.

9. Invites and rewards

You can invite others with your personal link. When someone who joined through your link makes their first real payment, you receive one month of Plus as credit on your billing balance, up to 12 rewards a year. A person can be invited once and never by themselves; accounts older than 14 days or that already had a paid plan or trial cannot use a code. Credit has no cash value. We may withhold rewards obtained by spam, fake accounts or other abuse, and may end the programme for the future at any time.

10. Acceptable use

Do not:

access, or try to access, another person's account or data;
probe, overload or attack the service, or bypass its limits or security;
scrape, resell or redistribute the service or its market data;
use Scrupling to break the law, manipulate markets or mislead others;
attempt to make the AI produce advice, reveal its instructions or act outside its role.

11. Your content and data

You own what you put into Scrupling: your Playbook, decisions, notes, imports and questions. You give us the limited right to store and process it to provide the service to you. You can download everything we keep or delete your account from Settings; deletion is permanent and also cancels any subscription. See the Privacy Policy for details and retention.

12. Our service and intellectual property

Scrupling, its software, design, name and content belong to us or our licensors. While these terms apply, we give you a personal, non-exclusive, non-transferable right to use Scrupling for its intended purpose. Features marked "in development" are not part of any plan until they are released.

13. Availability and changes

We work to keep Scrupling available, secure and accurate, but we do not promise it will be uninterrupted or error-free. We may improve, change or remove features. We will tell you in the product or by email at least 30 days before a change to these terms that affects you materially; if you keep using Scrupling after it takes effect, the new terms apply. If you disagree, you can cancel and, for a paid plan, receive a prorated refund of the unused period.

14. Suspension and termination

You may stop using Scrupling and delete your account at any time. We may suspend or close an account that breaks these terms, puts others or the service at risk, or where the law requires, and we will tell you why unless we may not. If we close an account without cause, we refund the unused part of any prepaid period.

15. Liability

Scrupling is a tool for your own analysis. To the extent the law allows, we are not liable for trading or investment losses, lost profits, or indirect or consequential losses, and our total liability to you for any claim is limited to the amount you paid us in the 12 months before it. Nothing in these terms limits liability for death or personal injury caused by negligence, fraud, or anything else that cannot be limited by law, and nothing affects your statutory rights as a consumer.

16. Law and disputes

These terms are governed by the laws of Romania and the European Union. If you are a consumer, you also keep the protection of the mandatory laws of the country where you live, and you may bring a claim in its courts. Please contact us first at [email protected]; most issues are solved quickly that way.

17. Contact

Terms: [email protected]. Privacy: [email protected]. Support and billing: [email protected].